Empowering South Africa's small businesses for inclusive growth, transformation and sustainable employment.

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One national agency

About SEDFA

SEDFA brings development finance, business development and co-operative banking together under one mandate for South Africa's small enterprises.

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Our formation

Three agencies became one

On 1 October 2024, the Small Enterprise Finance Agency (sefa), Small Enterprise Development Agency (Seda) and Co-operative Banks Development Agency (CBDA) came together to form the Small Enterprise Development and Finance Agency.

  • sefaDevelopment finance for small enterprises
  • SedaBusiness development and ecosystem support
  • CBDACo-operative banking development and oversight

Our mandate

Integrated support for small enterprises

SEDFA provides targeted financial and non-financial support to Micro, Small and Medium Enterprises and Co-operatives, and promotes and coordinates South Africa's small-enterprise development ecosystem.

“Empowering South Africa's small businesses for inclusive growth, transformation and sustainable employment.”
SEDFA vision

Our values

I-CARE

IIntegrityTransparent practices, honest communication and ethical decisions.
CCustomer-centric excellenceListening to and addressing the evolving needs of small enterprises.
AAgilityEncouraging persistence, responsiveness and adaptability.
RResilienceRecovering from setbacks and making effective use of available resources.
EEntrepreneurial passionBeing solutions-driven and committed to fostering entrepreneurship.

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Leadership, presence and accountability

Leadership

Meet SEDFA's Board and Executive Management team.

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Provincial profiles

Read about SEDFA's mandate, footprint and services in every province.

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Reports and publications

Access current plans, reports and public-accountability information.

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