Empowering South Africa's small businesses for inclusive growth, transformation and sustainable employment.

Direct & wholesale lending

Financial Support

SEDFA provides financial products and services to support enterprise growth - direct lending for your business, and wholesale funding delivered through partners. Every product below is applied for with one account.

Opens the Old SMME Portal sign-in page.

Our products

Ways to finance your business

Asset Finance

Finance new or used moveable assets that can be identified by serial number.

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Term Loan

Cash to acquire moveable assets that cannot be serial-identified, such as furniture, fixtures and fittings.

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Bridging Loan

Short-term working capital for businesses that have secured firm contracts or purchase orders.

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Revolving Credit

A line of credit you draw as needed, for clients with fixed-term, fixed-value contracts.

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Wholesale Lending

Facilities to intermediaries and funds that on-lend to small businesses across South Africa.

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Amavulandlela Funding Scheme

Credit from R50 000 to R15-million for entrepreneurs with disabilities, at prime minus 5%.

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How to apply

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