Empowering South Africa's small businesses for inclusive growth, transformation and sustainable employment.

Direct lending

Revolving Credit

A flexible line of credit for businesses delivering contracts with defined timeframes and values, allowing approved funds to be used when they are needed.

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Overview

How revolving credit works

Revolving credit facilities are mainly used for operating purposes and the loan amount varies from month to month depending on the client's current cash flow needs.

The loan is given in advance, and is available to established businesses who are mainly existing sefa clients with satisfactory credit records.

Benefits

Benefits of Revolving Credit loans

  • Repayments are structured in relation to the business' cash flow projections.

Repayment term

How long you have to repay

The revolving credit loan repayment term is a maximum of 12 months (or dependent on the duration of the contract).

How to apply

How to apply for a Revolving Credit loan

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