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Empowering South Africa's small businesses for inclusive growth, transformation and sustainable employment.

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Sign in to OneSEDFA Sign in to SMME Portal

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Direct lending

Term Loan

Access working and growth capital with fixed repayment terms and rates tailored to small enterprises.

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Opens the Old SMME Portal sign-in page.

Benefits

Benefits of term loans

Purchase fixed assets, such as equipment used in the production process.
Assets acquired through the term loan can be used by SEDFA as security for the loan29.

Repayment term

How long you have to repay

The term loan repayment period is between 12 and 60 months.

How to apply

How to apply for a Term loan

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